Europe · MGA-regulated · tier-1 EU

Malta Gaming Licence

The blue-chip EU gaming licence. A Malta Gaming Authority licence is the most respected credential in online gambling — EU-market credibility, tier-1 banking and a 10-year term — in exchange for real substance, a 5% gaming tax and a 4–6 month process. For operators building a serious, long-term brand. Vantegris runs the whole file.

Last updated · July 2026 · 9-min read

5%
Gaming tax (MT players)
10 years
Licence validity
4–6 mo
Time to licence
Tier-1
EU credibility
Don't want to wait out the full application? Buy a ready-made, already-licensed Malta company — or sell yours. We broker both.
Licence M&A →

overview

What is the Malta gaming licence?

A Malta Gaming Authority (MGA) licence is the gold standard of online gambling regulation. Malta was the first EU member state to regulate remote gaming, and its licence still carries the most weight with players, payment providers and tier-1 banks — the practical reason operators accept its cost and substance requirements.

It is a serious, substance-heavy regime. The MGA issues Gaming Service (B2C) licences across four game types and Critical Gaming Supply (B2B) licences, with minimum share capital from €40,000 to €240,000, a 5% gaming tax on revenue from Maltese players, and a fixed annual fee plus a progressive compliance contribution. Licences run for ten years. This is the choice for operators building a long-term, bankable brand — not the cheapest or fastest route.

Tier-1 credibility The most respected online-gaming credential — instant trust with players, PSPs and banks.
EU standing A licence from an EU member state, regulated to EU standards under the Gaming Act.
Four B2C types Type 1 (casino/RNG), Type 2 (fixed-odds betting), Type 3 (peer-to-peer/poker) and Type 4 (controlled skill games).
10-year term Licences are valid for ten years, giving long-term certainty for planning and banking.

advantages

Why operators pick Malta

01The strongest credential

Nothing else in online gaming carries Malta's reputational weight with partners, PSPs and tier-1 banks.

02EU market credibility

An EU-regulated licence that opens doors a pure offshore permit never will.

03Low headline gaming tax

5% gaming tax on Maltese-player revenue, with the rest of your player base outside that base.

04Long, stable term

Ten-year validity versus the annual re-issue of offshore permits.

05A platform to scale

The Malta company and substance become the foundation for banking, tax planning and further growth.

head to head

Malta vs. Anjouan

Criteria Malta (MGA) Anjouan
Credibility Tier-1 (highest) Growing offshore
Gaming tax 5% (MT players) 0% GGR
Min. share capital €40k–€240k None
Local substance Required Not required
Timeline 4–6 months 4–8 weeks
Licence term 10 years Annual
Banking access Tier-1 Offshore-tier
Best suited to Serious long-term brands Speed · lowest cost

who it's for

Who the Malta gaming licence suits

Serious, long-term brands Operators building a bankable business where credibility and tier-1 payments matter more than speed or cost.
EU-facing operators Businesses that need an EU-regulated credential for players, partners and banks.
Well-capitalised operators Teams able to meet the share-capital, substance and compliance bar the MGA sets.
B2B suppliers Software and platform providers who need a Critical Gaming Supply licence to serve regulated operators.
Operators graduating up Brands that started offshore and now need Malta's standing to unlock better banking and partnerships.

requirements

Malta gaming licence requirements

A Malta company as the licensee.
Minimum share capital of €40,000–€240,000 depending on licence type.
Local presence and key functions in Malta.
A compliance and AML/MLRO function.
Detailed due diligence on all UBOs, shareholders, directors and key persons.
Demonstrated financial stability and source of funds.
No sanctions or disqualifying convictions.
A credible, evidenced business plan.
Corporate documents and ownership chart.
Business plan with financial projections.
AML/KYC, responsible-gaming and data-protection policies.
Certified gaming systems and RNG.
System and control documentation to MGA standards.
Check my eligibility →

step by step

How to get a Malta gaming licence

  1. Company & capital Incorporate the Malta company, meet the share-capital requirement and set up local substance. 3–5 weeks
  2. Application build Prepare the business plan, policies and system documentation to MGA standards. 3–5 weeks
  3. MGA review & fit-and-proper Submit and pass the MGA's detailed due-diligence and business review. 8–12 weeks
  4. System audit & go live Complete the technical/system audit, receive the licence and launch. 4–8 weeks

Not sure Malta is the right fit?

Tell us your product and target markets — we'll confirm whether Malta or another jurisdiction gets you live fastest, at the lowest all-in cost.

Get my quote →

pricing

How much does a Malta gaming licence cost?

Licence Application & MGA liaison
  • Malta company incorporation
  • Full MGA application package
  • AML/KYC, responsible-gaming & data policies
  • Regulator liaison through review
Choose Licence
Full Structure, banking & payments
  • Everything in Turnkey
  • Tier-1 banking & PSP introductions
  • Corporate accounts
  • Tax structuring around the licence
Choose Full
Regulatory fees & add-ons
Application fee (MGA, non-refundable)€5,000
Fixed annual licence fee (B2C)€25,000
Compliance contributionProgressive % of GGR
Vantegris application, substance & complianceon quote

Beyond MGA fees, budget for share capital (€40k–€240k by type), local substance, certification and compliance. Gaming tax is 5% on revenue from Maltese players. We model the full economics for your licence type before you commit.

obligations

Compliance obligations in Malta

AML & KYC Full player due diligence, source-of-funds checks and transaction monitoring to EU standards.
Responsible gaming Player-protection controls, self-exclusion and limits enforced to MGA requirements.
Certified systems Gaming systems and RNG certified and subject to ongoing technical audit.
Reporting Regular MGA reporting, compliance contribution and notification of material changes.
Compliance function A dedicated compliance and MLRO function operating the programme you file.

technical standards

Technical & IT standards in Malta

System audit A technical system audit is part of licensing and recurs during the term.
Certified RNG RNG and games certified by an MGA-approved laboratory.
Data protection Full GDPR compliance and secure handling of player data.
Security Robust hosting, encryption and cybersecurity controls.
Player controls Deposit limits, self-exclusion and problem-gambling safeguards.

after launch

After you go live in Malta

Compliance & audits Managing ongoing MGA reporting, system audits and compliance contributions.
Substance maintenance Keeping the Malta company, capital and key functions in good standing.
Banking & payments Building and maintaining tier-1 banking and PSP relationships.
Renewals & change control Managing the 10-year term, renewals and change-of-control filings.

market access

Which markets a Malta licence reaches

A Malta licence carries EU-level standing, but you still operate within the rules of each market you serve and geo-block those you are not authorised in, plus sanctioned and FATF-listed territories. Its value is credibility and banking, not blanket access to every regulated market.

Restricted / prohibited countries
Markets requiring a local licenceUnited StatesSanctioned territoriesFATF-listed nations

Operators must use GEO-IP blocking for restricted countries and any FATF-blacklisted nation. Non-compliance can lead to licence suspension or revocation.

Malta gaming licence FAQ

How much does a Malta (MGA) gaming licence cost?

The MGA charges a €5,000 non-refundable application fee and, for a B2C licence, a €25,000 fixed annual fee plus a progressive compliance contribution based on gaming revenue. On top of that you must fund share capital of €40,000–€240,000 (by type), local substance, certification and compliance. Gaming tax is 5% on revenue from Maltese players.

What are the Malta licence types?

B2C Gaming Service licences come in four types: Type 1 (casino/RNG games), Type 2 (fixed-odds betting), Type 3 (peer-to-peer, e.g. poker and betting exchanges) and Type 4 (controlled skill games). B2B suppliers hold a Critical Gaming Supply licence.

How long does a Malta licence take and last?

Expect 4–6 months to licence with a clean, well-prepared application, including the MGA's due diligence and a system audit. Licences are valid for ten years.

Do I need real substance in Malta?

Yes. A Malta company, minimum share capital, local presence and a compliance/MLRO function are required — Malta is a full-substance, tier-1 regime, not an offshore permit.

Is Malta worth it versus a cheaper licence?

It depends on your goal. If you need the strongest credential and tier-1 banking for a long-term brand, Malta is unmatched. If you need speed and low cost, an offshore permit like Anjouan gets you live sooner and cheaper — many operators start offshore and add Malta later. We'll map the right path in a consult.

Reviewed by the Vantegris licensing team · Last updated July 2026. This page is general information, not legal advice. Licensing requirements vary by jurisdiction and change over time.

Proven track record
300+ operators licensed across 40+ jurisdictions.

From crypto casinos to B2B platform providers, operators trust Vantegris to move fast without cutting compliance corners.

See how we ran this for a client →
Itemised fees Regulator schedule shown separately from our service fee.
We stay after issuance Renewals, reporting and banking, handled long-term.
NDA on request Confidential from the first message.

Free consultation

Start your Malta file.

Applied, approved and live across every vertical. Free, confidential, no obligation — most enquiries get a reply within 24 hours.

from €5,000 (non-refundable) Book a call