Midshore · National Bank of Georgia · VASP · Low-tax

Georgia Crypto Licence

A fast, low-cost, low-tax crypto base outside the EU. Georgia's National Bank runs a genuine VASP regime — a registered, regulated licence in roughly two months at a token state fee — in a jurisdiction where crypto profits are effectively untaxed. It doesn't passport into the EU, but for global-facing exchanges and OTC desks that want speed and tax efficiency, it's one of the best-value regulated homes anywhere. Vantegris runs the NBG file end to end.

Last updated · July 2026 · 8-min read

~2 mo
Typical timeline
~$500
State fee
0%
Personal crypto tax
NBG
Regulator
Don't want to wait out the full application? Buy a ready-made, already-licensed Georgia company — or sell yours. We broker both.
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overview

Why Georgia.

Georgia is the value play in regulated crypto. Since 1 July 2023 the National Bank of Georgia (NBG) has run a formal Virtual Asset Service Provider (VASP) regime: you register a Georgian company, meet real substance and AML requirements, and obtain VASP status from a credible central-bank regulator. Unlike an unregulated offshore setup, this is a genuine, supervised licence — but at a fraction of EU cost and time.

The economics are the headline. The state fee is around 1,500 GEL (roughly $500), the NBG's statutory decision window is about 60 days (one to two months of review, extending toward four if it raises questions), and Georgia taxes crypto extremely lightly — individuals pay 0% on crypto profits and crypto-to-fiat exchange is VAT-exempt. You do need genuine substance: a Georgian LLC or JSC, a local director, a local office and full AML/KYC policies, with clean criminal records for directors and key persons. What you don't get is EU passporting — a Georgian VASP serves global markets, not the single market. For exchanges, brokers and OTC desks whose users are worldwide and who prize speed and tax efficiency, it's hard to beat.

Genuine regulatorA central-bank VASP regime, not an unsupervised offshore registration.
Fast & cheap≈60-day statutory window and a ~$500 state fee.
Low tax0% personal tax on crypto profits; crypto↔fiat exchange is VAT-exempt.
Not EUServes global markets — it does not passport into the EU.

advantages

Why operators pick it.

01Speed to market

A statutory ~60-day decision window makes Georgia one of the quicker regulated routes.

02Very low cost

A token state fee and modest setup costs versus EU or Asian regimes.

03Tax efficiency

0% personal tax on crypto gains and VAT-exempt crypto-to-fiat exchange.

04Credible supervision

A National Bank of Georgia registration carries more weight than an offshore permit.

05Business-friendly

Straightforward incorporation and a pro-investment environment.

head to head

Georgia vs. an EU CASP

CriteriaGeorgia (VASP)EU (CASP)
RegulatorNational Bank of GeorgiaNational regulator under MiCA
EU passportNoYes (EU-27)
Timeline≈2 months3–9 months
State fee~$500Higher
Crypto tax0% personalStandard corporate tax
Best suited toGlobal-facing, cost/speedEU-market operators

who it's for

Built for these operators.

Global exchanges & OTCPlatforms serving worldwide users who want a fast, cheap, credible regulated base.
Cost-sensitive startupsEarly-stage teams that need real supervision without EU-level capital and fees.
Tax-efficient operatorsBusinesses drawn to Georgia's 0% personal crypto tax and VAT exemption.
Non-EU-focused teamsOperators whose markets don't require EU passporting.

requirements

Eligibility & docs.

A Georgian company (LLC or JSC) registered before the VASP application.
A local director and a physical office in Georgia.
Genuine operational substance and AML systems.
A transparent ownership and control structure.
Clean criminal-record (police clearance) certificates for directors and key persons.
A dedicated AML/KYC function and appointed officer.
Passports, CVs and proof of address for directors and shareholders.
Fit-and-proper standing for the leadership team.
A business plan and description of the virtual-asset services.
AML/CFT policies and procedures to NBG and FATF standards.
KYC, monitoring and reporting systems.
Risk-management, security and custody documentation.
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step by step

From zero to licence.

  1. Company setupIncorporate the Georgian LLC or JSC and arrange the local director and office.1–2 weeks
  2. Substance & AMLStand up the office, appoint the AML officer and build KYC/AML policies and systems.2–4 weeks
  3. VASP applicationCompile and file the VASP registration with the National Bank of Georgia.1–2 weeks
  4. NBG reviewManage the NBG's review and any queries; the statutory window is ~60 days.1–4 months
  5. LaunchOn registration, go live under the VASP obligations and ongoing reporting.On approval

Not sure Georgia is the right fit?

Tell us your product and target markets — we'll confirm whether Georgia or another jurisdiction gets you live fastest, at the lowest all-in cost.

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pricing

Transparent packages.

Licence Registration & NBG liaison
  • Georgian company incorporation
  • VASP application to the NBG
  • AML/KYC policies & procedures
  • Regulator liaison to registration
Choose Licence
Full Banking, tax & scale
  • Everything in Turnkey
  • Crypto-friendly banking & PSP introductions
  • Tax structuring around the licence
  • Ongoing compliance & reporting support
Choose Full
Regulatory fees & add-ons
NBG state fee~1,500 GEL (~$500)
Company & local substanceon quote
AML officer & office (annual)on quote
Vantegris application & compliance buildon quote

Georgia is genuinely low-cost: a ~$500 state fee plus company setup, a local office, a director and AML staffing. There is no MiCA-style capital tier. The trade-off is no EU passporting. We model the full setup and running costs — and the tax upside — before you commit.

obligations

Compliance duties.

AML/CFTCustomer due diligence, monitoring and reporting to NBG and FATF standards.
AML officerAn appointed compliance officer and clear governance.
Travel RuleOriginator/beneficiary data on virtual-asset transfers as required.
SubstanceMaintaining the local office, director and genuine operations.
ReportingOngoing reporting to the National Bank of Georgia.

technical standards

Technology & IT.

Security standardsSystems and infrastructure secured to the NBG's expectations.
Asset segregationClient crypto safeguarded and segregated where custody is provided.
Key managementSecure key custody, wallet design and recovery procedures.
CybersecurityEncryption, access control and monitoring.
Data protectionCompliant handling of personal and transaction data.

after launch

We stay on after you're live.

Compliance monitoringKeeping AML/KYC programmes aligned to NBG and FATF standards.
Regulatory reportingManaging ongoing NBG reporting and filings.
Banking & paymentsBuilding and maintaining crypto-friendly banking relationships.
Substance & renewalsMaintaining substance and handling change-of-control filings.

market access

Reach & restrictions.

A Georgian VASP registration supports global business but does not passport into the EU — to serve EU users you need an EU CASP licence. You still follow local rules in each market you serve and geo-block the United States, sanctioned and FATF-listed territories.

Restricted / prohibited countries
United StatesSanctioned territoriesFATF-listed nationsEU markets requiring a CASP

Operators must use GEO-IP blocking for restricted countries and any FATF-blacklisted nation. Non-compliance can lead to licence suspension or revocation.

FAQ

Is a Georgian crypto licence a real, regulated licence?

Yes. Since 1 July 2023 the National Bank of Georgia has operated a formal VASP regime. You register a Georgian company, meet substance and AML requirements, and obtain VASP status from a central-bank regulator — a genuine supervised authorisation, not an unregulated offshore setup.

How long does it take and what does it cost?

The NBG's statutory decision window is about 60 days (one to two months of review, extending toward four if it raises questions). The state fee is around 1,500 GEL (roughly $500), plus company setup, a local office and AML staffing.

How is crypto taxed in Georgia?

Very lightly. Individuals pay 0% tax on crypto profits and crypto-to-fiat exchange is VAT-exempt — one of the reasons Georgia is popular as a low-tax base. We'll confirm the current corporate position for your structure.

Does a Georgian VASP let me operate in the EU?

No. Georgia is not an EU member and a Georgian VASP does not passport into the single market. It supports global business; to serve EU users you need an EU CASP licence. Many groups run both.

Do I need local substance?

Yes. You need a Georgian company (LLC or JSC), a local director, a physical office and genuine AML systems, with clean criminal records for directors and key persons. We arrange the substance as part of the engagement.

Reviewed by the Vantegris licensing team · Last updated July 2026. This page is general information, not legal advice. Licensing requirements vary by jurisdiction and change over time.

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Itemised feesRegulator schedule shown separately from our service fee.
We stay after issuanceRenewals, reporting and banking, handled long-term.
NDA on requestConfidential from the first message.

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